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Behind on Taxes or Facing a Lien? Sell Your House Fast in Albany, Troy, or Schenectady

Falling behind on property taxes or dealing with liens on your home can be stressful—and it only gets worse with time. Whether you’re receiving notices from the county or facing foreclosure, Keystone Home Buyers can help you sell your home fast for cash before things spiral out of control.

We buy houses in Albany, Troy, and Schenectady in any condition—including homes with tax liens, utility liens, judgment liens, or pending foreclosure.


Why Sell Your Lien or Tax-Encumbered House to Keystone?

We Buy Houses With Tax Liens or Judgments
No need to “clear the lien” before you sell. We’ll work with you to find a solution—even if the property is underwater.

Stop Foreclosure or County Tax Auction
If you’re behind on property taxes in Albany County, Schenectady County, or Rensselaer County, selling your home for cash can help you avoid losing it to the county.

Fast, No-Obligation Cash Offers
We can make a cash offer within 24 hours and close in as little as 7 days—giving you time to settle your debt and start fresh.

No Agent Fees or Closing Costs
We buy direct and cover most (if not all) closing costs. There are no realtor commissions, inspections, or showings to deal with.

Experienced Local Buyers
As a local company, we’ve helped dozens of Capital Region homeowners escape stressful lien and tax situations quickly and respectfully.


Common Situations We Help With

  • Ongoing property tax delinquency
  • Code violations or city-imposed fines
  • IRS or state tax liens on real estate
  • HOA or municipal liens
  • Pending foreclosure due to unpaid taxes
  • Judgments resulting in title complications

What Happens If You Don’t Act?

If you wait too long, your home could be subject to:

  • County tax auction or public sale
  • Foreclosure proceedings
  • Difficulty refinancing or clearing title
  • Negative credit impact and financial stress

Check out this detailed IRS guide on selling property with a lien to better understand your legal standing and options.


How the Process Works

  1. Reach Out Confidentially
    Fill out our contact form or call us to discuss your situation.
  2. Get a Fair Cash Offer
    We’ll review the lien or tax issue and give you a no-obligation offer to buy your home as-is.
  3. We Work With You to Resolve Liens & Close Quickly
    We coordinate with local offices and title companies to ensure a smooth process—even if your title has issues.

For more on how we simplify complicated sales, visit our page on how it works.


Hear From a Local Homeowner

“We had years of back taxes on our Schenectady home and were days away from losing it at auction. Keystone gave us an offer that let us settle the taxes and walk away with some peace of mind. They even handled the paperwork with the county.”
Luis D., Schenectady, NY


Additional Resources


Facing Liens or Tax Debt? Let’s Talk Before It’s Too Late.

Don’t let back taxes or liens cost you your home. If you’re in Albany, Troy, or Schenectady, we can help you sell fast, settle debts, and move forward. Even if the situation feels complicated, you’re not stuck—and we’re here to help.

👉 Contact us today or call 518-872-6180 to get a fair cash offer and avoid the worst-case scenario.

Get A Fair Cash Offer Now! Just Type In Your Address Below:

Why Not Find Out How Much Your Home Is Worth?

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How The Process Works

Step 1

Call and tell us about your home, your situation, and your selling goals.

Step 2

We will make an offer right away. Sometimes even over the phone!

Step 3

You can take some time to weigh your options to decide what is right for you.

Timeframe: After you tell us a bit about your home, we will get to work creating a customized offer. If you choose to accept, we are able to close as quickly as 7 days! Of course, if you need longer, we will always work on your schedule.

I’m truly grateful for how Keystone handled the entire process.

After inheriting my parents’ house in Schenectady, I was overwhelmed with the idea of fixing it up and putting it on the market. Keystone Home Buyers stepped in and took care of everything. They bought the home as-is, paid all the closing costs, and made the entire process so easy. I’m truly grateful for how Keystone handled the entire process.

- Marie T.

Schenectady, NY

Highly recommend them if you need to sell fast!

I needed to sell my house in Troy fast after a job relocation and didn’t have time to deal with agents or repairs. Keystone Home Buyers made me a fair cash offer within 24 hours and closed in less than a week. No hidden fees, no stress—just exactly what they promised. Highly recommend them if you need to sell fast!

- Jason R.

Troy, NY